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    Consolidating credit card debt into mortgage

    This post includes references to offers from our partners such as American Express.We may receive compensation when you click on links to those products.According to the Consumer Financial Protection Bureau, mortgage lending between August and October 2016 was up nearly 50 percent over last year, “unusually large number likely due to a high rate of mortgage refinancing.” There are many reasons you might consider refinancing your mortgage.For one, interest rates are continuing to creep up after several years of historic lows, driving many borrowers to refinance in hopes of locking in a lower rate now.

    Consolidation is not a magic bullet that gets you out of hot water or causes your creditors to disappear.This not only simplifies the payments, but can also provide real debt relief by reducing those payments as well.A consolidation loan can reduce your monthly debt payments in two ways.You may also have a long list of home repairs that need to be addressed.Cashing out on a refinance could provide you find the money you need to get the job done.

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